Ghostly dampness at year's end

Yes, it's that time. Again. And we wonder, and we shiver, and we worry. Rightly so. There's much to worry about. The near, middle and medium-long terms are all payback for the scoundrel times we've already endured. With, of course, scoundrels getting off scot-free. Yet there are those who believe otherwise. May they be right. I don't think so but what do I know?